Understanding the Basics of Medicare: What You Need to Know

Navigating Medicare Made Simple Medicare can feel overwhelming, especially with so many options available. At Hall Insurance Agency, we’re here to break it down and help you make informed decisions about your healthcare. Whether you’re just turning 65 or exploring options during Open Enrollment, understanding the basics is the first step.

What Is Medicare? Medicare is a federal health insurance program primarily for individuals aged 65 and older, though younger people with certain disabilities may also qualify. The program has four parts:

• Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facilities, and some home healthcare.

• Part B (Medical Insurance): Covers doctor visits, outpatient care, preventive services, and medical supplies.

• Part C (Medicare Advantage): Offered by private insurers, these plans bundle Part A and Part B, often including additional benefits like vision, dental, and prescription drug coverage.

• Part D (Prescription Drug Coverage): Helps cover the cost of medications.

  
  

Choosing the Right Plan With so many options, it’s crucial to select a plan that fits your healthcare needs and budget. At Hall Insurance Agency, we work with trusted providers like Humana, UnitedHealthcare, and more to offer a wide variety of plans.

Need Help? If you’re unsure which plan is best for you, don’t worry! Our team of advisors is here to provide personalized guidance and help you compare your options.

Take the Next Step Ready to explore your Medicare options? Contact Hall Insurance Agency today to schedule a free consultation. Together, we’ll find the plan that’s right for you.